Tim O'Neal Lorah is a managing director with Navigant's Global Investigations and Compliance practice, specializing in anti-money laundering ('AML'), economic sanctions, anti-bribery and corruption and financial crime compliance.
Tim has more than 18 years of experience in the financial crime compliance arena, having served as Managing Director and Global Head of Financial Crime Compliance at both Morgan Stanley and Barclays before joining Navigant. In his in-house roles, Tim led the strategic direction, oversight, implementation and coordination of the global financial crime program across all product and business lines, including retail, corporate and business banking, institutional securities/investment banking, private wealth management, retail brokerage and investment management. He served as the senior point-of-contact with U.S. and non-U.S. regulatory agencies, law enforcement and external bodies worldwide on matters relating to AML, economic sanctions, anti-bribery and corruption, and financial crime compliance.
Prior to going in-house, Tim was a Senior Associate at Schulte Roth & Zabel LLP, where he advised financial institutions on various matters relating to Bank Secrecy Act/USA PATRIOT Act compliance, including the development and implementation of money laundering prevention policies, procedures and internal controls. He also advised on a variety of BSA/AML and OFAC-related matters, suspicious activity, and corporate compliance and governance issues. Tim has represented financial institutions and individuals in regulatory enforcement matters before various state and federal governmental regulatory agencies, self-regulatory organizations and bank supervisory agencies. He organized and managed internal corporate investigations, as well as grand jury investigat ions. Before joining Schulte Roth & Zabel, Tim clerked for the Honorable Howard A. Levine, Associate Judge, New York Court of Appeals.
Tim was a member of the U.S. Delegation to the FATF/MONEYVAL Experts’ Meeting on Money Laundering and Terrorist Financing Typologies in Monaco, delivering a presentation on Money Laundering and Terrorist Financing Risks in the U.S. Securities Industry. He also served as a member of the U.S. Delegation to the U.S. – Dutch Pilot Project Joint Working Group on Terrorist Financing, Financial Crimes and the Implementation of Blocking Orders, hosted by the U.S. Department of the Treasury. He is a former securities industry representative to the U.S. Treasury Department’s Bank Secrecy Act Advisory Group (BSAAG), and for several terms co-chaired the BSAAG Subcommittee on Suspicious Activity Reporting.
Tim was an adjunct professor of law at New York Law School where he taught “Bank Secrecy Act and Anti-Money Laundering Regulation” as part of the law school’s Financial Services Law LLM degree program. He has co-authored various publications and frequently speaks on AML/Financial Crime Compliance topics at various symposiums and conferences worldwide. He currently serves as a Director on the Boards of both New York City's Times Square Alliance and Bailey House (NY).
Tim graduated magna cum laude from New York Law School, receiving, among others, the Alfred L. Rose Award for Overall Excellence. He served as Executive Editor of the New York Law School Law review.