John DelPonti is a managing director and co-leads the mortgage banking – financial and operational risk management practice providing consulting services in all aspects of consumer and mortgage banking related activities including risk assessments, strategy, and reengineering related reviews.
John has extensive experience with more than 30 years in mortgage, consumer and finance banking, distressed workouts, capital markets operations, loan valuation and restructuring, portfolio asset management, financial due diligence, post merger integration, lending best practices, mortgage servicing reviews, and risk management including bank (OCC/OTS/FDIC/CFPB) regulatory and compliance management. He is currently leading bank work on FCRA related reviews both from a regulatory (CFPB focus) and Metro 2 guideline perspective. He is a former partner at PricewaterhouseCoopers, LLP where he managed business advisory and audit services focused on top 10 consumer mortgage banks.
Prior to re-joining Navigant in August of 2010, John was founder and CEO of a distressed mortgage special servicing and asset management company, where he grew annual revenues from zero to over $25 million in less than 3 years. He also was Chief Risk Officer for a $30 billion thrift bank.