Financial Services
FS Accounting

SECTOR
Banking

SECTOR
Banking

banking operations strategy banking operations strategy

SOLUTION
Operational Effectiveness

Continuous Asset Monitoring

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Imagine a single tool that provides superior asset-level surveillance while simultaneously running dozens of daily automated checks to highlight compliance-related red flags. Continuous Asset Monitoring (CAM) is used by some of the largest consumer asset investors to stay ahead of issues and drive servicing performance.

Download our Continuous Asset Monitoring Brochure

Navigant has developed CAM, a Continuous Asset Monitoring, web-based analytics tool that automates analytics on a portfolio-wide basis. CAM transforms the traditional methods of asset monitoring to a more efficient, accurate, and automated process that saves time and labor costs, while expanding risk surveillance.

Navigant is an industry leader in loan testing. Throughout the years, our professionals have manually tested millions of loans. We have taken that deep product knowledge and transformed it into a powerful automated solution that uniquely offers both compliance and operational performance monitoring under a single platform. CAM provides unparalleled portfolio transparency, utilizing data analytics to test 100% of loans in a portfolio, and centralizes servicing oversight on a single platform, resulting in improved compliance addressing federal, state and local regulatory requirements across all lines of defense.

The CAM platform was developed based on the extensive experience of a dedicated team of compliance experts and asset managers. This team has worked with top national and regional U.S. banks, global investors and servicers across the consumer finance spectrum. Product experience includes mortgage, auto, student loans, credit card, and other unique consumer loans.

What CAM does?

Regulatory Compliance Analytics

  • Includes hundreds of tests tied to regulatory requirements.
  • Ranks exceptions by test area, product, and servicer.
  • Performs trend analysis over time with the ability to customize review periods.
  • Allows users to test the effectiveness of remediation on a real-time basis

Credit Reporting

  • Includes hundreds of tests tied to regulatory requirements.
  • Ranks exceptions by test area, product, and servicer.
  • Performs trend analysis over time with the ability to customize review periods.
  • Allows users to test the effectiveness of remediation on a real-time basis

Complaints Analyzer

  • Allows you to view client complaints across servicers, topics, channels, and levels of controllability.
  • Features an interactive map portraying the geographic distribution of complaints across the United States.
  • Provides trend visualization by servicer, portfolio, or product.

Operational Metrics

  • Provides the most complete picture of portfolio performance at any time.
  • Incorporates the most relevant portfolio metrics, including Total Loans by UPB, Days Delinquent, Modifications, Interest Rates, LTV, Maturity, and FICO Scores.
  • Performs a detailed analysis of roll rates and monitors the portfolio interest rates profile.

Data Integrity

  • Forms the baseline requirement for successful automation and data analytics.
  • Daily data integrity checks run to identify potential issues with the data received.
  • Example checks include missing/null data, future dates, illogical conditions.

Get in touch with us and request for a demo.

Download the CAM Video Transcript

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