Navigant Consulting, Inc. is committed to conducting all of its business activities with integrity and excellence, and ensuring the trust of our shareholders, customers, employees, and business partners. This section of our website includes information relative to key internet-based and marketing communication disclaimers and/or policies.
Welcome to the Navigant Consulting, Inc. and its subsidiaries (“Navigant,” “Navigant Group", we,” “our,” or “us”) websites (e.g., navigant.com, navigantresearch.com, navigantconsulting.com, navigantconsulting.co.uk, navigantcapitaladvisors.com), our other related mobile websites, mobile Navigant applications (“mobile apps”), services, tools, and other applications (the “Site”). Thank you for visiting and learning more about Navigant.
Contents & Summary
2. Updates to Terms. Please note that these Terms may be revised and reissued, prospectively by posting updated terms on this Site. You consent and agree to receive notices of updates of these Terms through our posting of updated Terms on the Site. You should visit this page regularly to review the current terms. Your continued use of the Site will be deemed as irrevocable acceptance of any revisions.
3. Legal Capacity. This is a general audience Site for adults. We will assume (and by using this Site you warrant that) you have legal capacity to enter into the agreement set out in these Terms (i.e., that you are of sufficient age and mental capacity and are otherwise entitled to be legally bound in contract).
4. The Information You Give Us Must be Correct. To access this Site or some of the resources it has to offer, you may be asked to provide registration details. It is a condition of use of this Site that all the details you provide be correct, current, and complete. If we at Navigant believe the details are not correct, current, or complete, we have the right to refuse you access to the Site, or any of its resources, and to terminate or suspend your account.
5. Online Privacy Notice. Your privacy is important to us. To better protect your privacy, we provide a notice explaining our online information practices and the choices you can make about the way your information is collected and used at this site. Click here to show this notice, which forms part of these Terms.
6. Disclaimer of Warranties. YOUR USE OF THIS SITE IS AT YOUR OWN RISK. THE SITE AND ALL THE MATERIALS, INFORMATION, SOFTWARE, FACILITIES, SERVICES AND OTHER CONTENT IN THE SITE ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, THE SITE, NAVIGANT AND ANY SUBSIDIARIES OR AFFILIATED COMPANIES OF NAVIGANT (“THE NAVIGANT GROUP”) DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. THE NAVIGANT GROUP DOES NOT WARRANT THAT THE FUNCTIONS CONTAINED IN THIS SITE WILL BE AVAILABLE, UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE SITE OR THE SERVERS THAT MAKE THE SITE AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. THE NAVIGANT GROUP DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE MATERIAL, INFORMATION, SOFTWARE, FACILITIES, SERVICES OR OTHER CONTENT ON THE SITE OR ANY WEB SITES LINKED TO THE SITE IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE. THE NAVIGANT GROUP MAKES NO WARRANTIES THAT YOUR USE OF THE MATERIALS, INFORMATION, SOFTWARE, FACILITIES, SERVICE OR OTHER CONTENT IN THE SITE OR ANY WEB SITE WILL NOT INFRINGE THE RIGHTS OF OTHERS AND THE NAVIGANT GROUP ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ERRORS OR OMISSIONS IN SUCH MATERIALS, INFORMATION, SOFTWARE, FACILITIES, SERVICE OR OTHER CONTENT OF THE SITE OR ANY OTHER WEB SITE. IF APPLICABLE LAW DOES NOT ALLOW THE EXCLUSION OF SOME OR ALL OF THE ABOVE IMPLIED WARRANTIES TO APPLY TO YOU, THE ABOVE EXCLUSIONS WILL APPLY TO YOU ONLY TO THE EXTENT PERMITTED BY APPLICABLE LAW.
IF YOU ARE ACCESSING A UNITED KINGDOM VERSION OF THE SITE, NOTHING IN THIS AGREEMENT SHALL EXCLUDE OR LIMIT LIABILITY FOR DEATH OR PERSONAL INJURY RESULTING FROM THE NEGLIGENCE OF EITHER PARTY OR THEIR SERVANTS, AGENTS OR EMPLOYEES.
7. Limitation of Liability. THE NAVIGANT GROUP DISCLAIMS ALL LIABILITY WHETHER BASED IN CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR OTHERWISE, AND DOES NOT ACCEPT ANY LIABILITY FOR ANY LOSS OR DAMAGE (DIRECT, INDIRECT, PUNITIVE, ACTUAL, CONSEQUENTIAL, INCIDENTAL, SPECIAL, EXEMPLARY OR OTHERWISE) RESULTING FROM ANY USE OF, OR INABILITY TO USE, THE SITE OR ANY OTHER WEB SITE, OR THE MATERIAL, INFORMATION, SOFTWARE, FACILITIES, SERVICES, OR OTHER CONTENT ON THE SITE OR ANY OTHER WEB SITE, REGARDLESS OF THE BASIS UPON WHICH LIABILITY IS CLAIMED AND EVEN IF ANY MEMBER OF THE NAVIGANT GROUP HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH LOSS OR DAMAGE. WITHOUT LIMITATION, YOU (AND NOT ANY MEMBER OF THE NAVIGANT GROUP) ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR OR CORRECTION IN THE EVENT OF ANY SUCH LOSS OR DAMAGE ARISING. IF APPLICABLE LAW DOES NOT ALLOW ALL OR ANY PART OF THE ABOVE LIMITATION OF LIABILITY TO APPLY TO YOU, THE LIMITATIONS WILL APPLY TO YOU ONLY TO THE EXTENT PERMITTED BY APPLICABLE LAW.
8. Binding Arbitration of All Disputes; No Class Relief.
(a) U.S. Residents: To the fullest extend permissible by law, with the exception of disputes pertaining to Navigant intellectual property rights and certain statutory claims that, pursuant to law, are not arbitrable, any dispute of any kind between you and Navigant arising under these Terms shall be resolved through binding arbitration pursuant to the JAMS Streamlined Arbitration Rules and Procedures on an individual basis with no class relief. The arbitrator shall be a retired judge or justice of any California state or federal court with substantial experience in the internet industry and shall follow California substantive law in adjudicating the dispute, except that this Section 8(a) shall be construed as a “written agreement to arbitrate” pursuant to the Federal Arbitration Act (“FAA”). You and we agree that we intend that this Section 8(a) satisfies the “writing” requirement of the FAA. The hearing shall be conducted in the county that encompasses the billing address you have provided to Navigant. For any claim in which you seek U.S. $10,000.00 or less, you shall have the choice as to whether the hearing is conducted in person, by telephone, or instead the arbitrator may decide the dispute without a hearing. For those claims that the arbitrator determines are not frivolous, Navigant shall pay the costs and fees of JAMS and the arbitrator. Navigant agrees that it will not seek reimbursement from you for its costs and fees incurred by it in the arbitration. AGREEMENT TO THESE TERMS CONSTITUTES AN AGREEMENT TO PURSUE YOUR CLAIM ON AN INDIVIDUAL BASIS AND A WAIVER OF THE ABILITY TO PURSUE YOUR CLAIM IN A CLASS ACTION.
(b) Non-U.S. Residents: If any controversy, allegation, or claim (including any non-contractual claim) arises out of or relates to the Site or Terms of Service, then you and we agree to send a written notice to the other providing a reasonable description of the Section 8(b) Dispute, along with a proposed resolution of it. Our notice to you will be sent to you based on the most recent contact information that you provide us. But if no such information exists or if such information is not current, then we have no obligation under this Section 8(b). Your notice to us must be sent to us at Navigantforeigndispute@Navigant.com. For a period of sixty (60) days from the date of receipt of notice from the other party, Navigant and you will engage in a dialogue in order to attempt to resolve the Section 8(b) Dispute, though nothing will require either you or Navigant to resolve the Section 8(b) Dispute on terms either you or Navigant, in each of our sole discretion, are uncomfortable. Nothing in this Section will prevent a party from pursuing their claims in Court or another complaint process.
9. Trademarks and Copyrights. This Site and materials incorporated by Navigant on this Site (“Material”) are protected by copyrights, patents, trade secrets or other proprietary rights (“Copyrights”). Some of the characters, logos or other images incorporated by Navigant on this Site are also protected as registered or unregistered trademarks, trade names and/or service marks owned by Navigant or others (“Trademarks”). Navigant respects the intellectual property rights of others and asks users of this Site to do the same.
10. Your Use of Material. Your right to make use of this Site and any Material or other content appearing on it is subject to your compliance with these Terms. Modification or use of the Material or any other content on this Site for any purpose not permitted by these Terms may be a violation of the Copyrights and/or Trademarks protected by law and these Terms and is prohibited.
You may access and display Material and all other content displayed on this Site for non-commercial, personal, entertainment use on a single computer only. The Material and all other content on this Site may not otherwise be copied, reproduced, republished, uploaded, posted, transmitted, distributed or used in any way unless specifically authorized by Navigant. Any authorization to copy Material granted by Navigant in any part of this Site for any reason is restricted to making a single copy for non-commercial, personal, entertainment use on a single computer only, and is subject to your keeping intact all copyright and other proprietary notices. Using any Material on any other web site or networked computer environment is prohibited. Also, decompiling, reverse engineering, disassembling, or otherwise reducing the code used in any software on this Site into a readable form in order to examine the construction of such software and/or to copy or create other products based (in whole or in part) on such software, is prohibited.
11. Forums. THE MATERIALS, INFORMATION AND OPINIONS INCLUDED AND/OR EXPRESSED IN OR ON BULLETIN BOARDS, CHAT ROOMS, COMMUNITY PAGES OR OTHER FORUMS ON THIS SITE (“FORUMS”) ARE NOT NECESSARILY THOSE OF THE NAVIGANT GROUP OR CONTENT PROVIDERS. NAVIGANT DOES NOT UNDERTAKE TO MONITOR OR REVIEW FORUMS, AND THE CONTENT OF FORUMS IS NOT THE RESPONSIBILITY OF NAVIGANT. NAVIGANT MAY REMOVE OR MODIFY ANY CONTENT WITHOUT NOTICE OR LIABILITY AT ANY TIME IN NAVIGANT'S SOLE DISCRETION. ANY USE OF THE FORUMS WILL BE AT YOUR OWN RISK AND WILL BE SUBJECT TO THE DISCLAIMERS AND LIMITATIONS ON LIABILITY SET OUT ABOVE.
12. Submissions, Postings and E-mails. Navigant is interested in hearing from you regarding your questions or comments about our Site. However, the Navigant Group does not accept or consider unsolicited submissions of any kind (e.g. ideas, treatments, concepts, or any other materials) in any format, by any means of transmission (including email). Any such submissions are either returned to the sender without being reviewed or deleted or discarded without being reviewed. Therefore, please do not send any unsolicited submissions to any member of the Navigant Group.
13. Invited Submissions. From time to time, areas on this Site may expressly request submissions of concepts, stories, or other potential content from you (“Invited Submissions”'). Where this is the case, please carefully read any specific rules or other terms and conditions which appear elsewhere on this Site to govern those submissions (“Additional Terms”), as they will affect your legal rights. If no Additional Terms govern those submissions, then these Terms will apply in full to any Invited Submissions you make. IN ANY EVENT, ANY MATERIAL YOU SEND TO US WILL NOT BE TREATED AS CONFIDENTIAL. Regardless of any industry custom or practice, we will not pay you for the use of any content that you submit to the Site.
14. Our Use of Content. Navigant will consider anything you provide to Navigant and/or contribute to this Site as available for our use free of any obligations to you (including any payment), except where solicited Invited Submissions are expressly governed by Additional Terms appearing elsewhere on this Site (see ‘Submissions, Postings and E-mails’ above), in which event those Additional Terms will determine how we will treat your Invited Submissions. Under no circumstances will we pay you for the use of your ideas or submissions.
15. User Content. Applications, responses to Requests for Proposal, profile entries, posts or questions may not be able to be deleted once uploaded. For some of our features, other members may be able to request email notifications of your new public content or publish their own comments to your comments. We may use the public content to develop aggregate ratings, personalize site views, market products or identify or feature popular members. By posting or uploading any content to this Site, including posts, responses, and/or providing any communication or material to Navigant (“User Content”), you automatically and irrevocably:
a. Retain ownership of your User Content, and grant and assign to Navigant a royalty-free, perpetual, non-exclusive, unrestricted, worldwide license to any and all rights in the User Content including without limitation all copyright, together with all consents (if any) necessary to enable its reproduction, distribution, modification, publishing and/or other exploitation by Navigant and/or by any person authorized by Navigant, by any means and in all media now known or hereafter devised, without payment or other reference to you or any other person, and to advertise and promote such exploitation, for the full period of all such rights (together with any extensions and renewals) and insofar as possible in perpetuity;
b. Waive all moral rights in the User Content which may be available to you in any part of the world and confirm that no such rights have been asserted;
c. Appoint Navigant as your agent with full power to enter into any document and/or do any act Navigant may consider appropriate to confirm the grant and assignment, consent and waiver set out above;
d. Warrant that you are the owner of the User Content and entitled to enter into these Terms;
e. Confirm that no such User Content will be subject to any obligation, of confidence or otherwise, to you or any other person and that Navigant shall not be liable for any use or disclosure of such User Content.
16. Claims of Infringement. If you believe that any content appearing on this Site infringes your copyright rights, we at Navigant want to hear from you. Please forward the following information in writing to the Copyright Agent at the address listed below:
a. Your name, address, telephone number, and e-mail address;
b. A description of the copyrighted work that you claim has been infringed;
c. The exact URL or a description of each place where alleged infringing material is located;
d. A statement by you that you have a good faith belief that the disputed use has not been authorized by you, your agent, or the law;
e. Your electronic or physical signature or the electronic or physical signature of the person authorized to act on your behalf; and
f. A statement by you made under penalty of perjury, that the information in your notice is accurate, that you are the copyright owner or authorized to act on the copyright owner's behalf.
c/o: Dawn Cassie
Navigant Consulting , Inc.
150 N. Riverside Plaza, Suite 2100
Chicago, IL 60606
17. Responsible Use of Site. Please act responsibly when using this Site. You may only use this Site and its contents for lawful purposes and in accordance with applicable law and you are prohibited from storing, distributing or transmitting any unlawful material through this Site. You may not collect or store personal information regarding other users. You recognize that storing, distributing, or transmitting unlawful material could expose you to criminal and/or civil liability. You agree that if a third party claims that material you have contributed to the Site is unlawful, you will bear the burden of establishing that it is lawful. You understand and agree that all materials publicly posted or privately transmitted on or through this Site are the sole responsibility of the sender, not Navigant, and that you are responsible for all material you upload, publicly post or otherwise transmit to or through this Site.
18. Content Limitations. We at Navigant require that you do not post e-mails or submit to or publish through Forums or otherwise make available on this Site any content, or act in a way, which in our opinion:
a. Libels, defames, invades privacy, stalks, is obscene, pornographic, racist, abusive, harassing, threatening, or offensive;
b. Disparages, criticizes, belittles, parodies, or otherwise portrays in a negative light any actor appearing in the content;
c. Seeks to exploit or harm children by exposing them to inappropriate content, asking for personally identifiable details or otherwise;
d. Infringes any intellectual property or other right of any entity or person, including violating anyone's copyrights or trademarks or their rights of publicity;
e. Violates any law or may be considered to violate any law;
f. You do not have the right to transmit under any contractual or other relationship (e.g., inside information, proprietary, or confidential information received in the context of an employment or a non-disclosure agreement);
g. Advocates or promotes illegal activity;
h. Impersonates or misrepresents your connection to any other entity or person or otherwise manipulates headers or identifiers to disguise the origin of the content;
i. Advertises any commercial endeavor (e.g., offering for sale products or services) or otherwise engages in any commercial activity (e.g., conducting raffles or contests, displaying sponsorship banners, and/or soliciting goods or services) except as specifically authorized on this Site;
j. Solicits funds, advertisers or sponsors;
k. Includes programs which contain viruses, worms and/or 'Trojan horses' or any other computer code, files or programs designed to interrupt, overload, collapse, destroy or limit the functionality of any computer software or hardware or telecommunications;
l. Disrupts the normal flow of dialogue, causes a screen to scroll faster than other users are able to type, or otherwise act in a way which affects the ability of other people to engage in real time activities via the Site;
m. Copies any other pages or images on this Site except with appropriate authority;
n. Includes MP3 format files;
o. Amounts to a 'pyramid' or similar scheme;
p. Amounts to 'data warehousing' (i.e., using any web space made available to you as storage for large files or large amount of data which are only linked from other sites). You must provide a reasonable amount of content to accompany such material in order that at least some of the traffic to your site comes directly via us;
q. Disobeys any policy or regulations established from time to time regarding use of this Site or any networks connected to this Site; or
r. Contains links to other sites that contain the kind of content, which falls within the descriptions set out at (a) to (q) above.
In addition, you are prohibited from removing any sponsorship banners or other material inserted by Navigant anywhere on this Site (e.g., on any web space made available for your use).
19. Release. If you have a dispute with one or more users (including merchants), you release us (and our parent company Navigant, affiliates and subsidiaries, and our and their respective officers directors, employees, and agents) from claims, demands, liabilities, costs, or expenses and damages (actual and consequential of every kind and nature, known and unknown, arising out of or in any way connected with such disputes. In entering into this release, you expressly waive any protections (whether statutory or otherwise) to the extent permitted by applicable law, that would otherwise limit the coverage of this release to include only those claims which you may know or suspect to exist in your favor at the time of agreeing to this release.
20. Indemnity. You agree to indemnify and hold harmless Navigant and its officers, directors, employees, agents, distributors, and affiliates from and against any and all claims, demands, liabilities, costs, or expenses, including reasonable attorney's fees, resulting from your breach of these Terms, including any of the foregoing provisions, representations or warranties, and/or from your placement or transmission of any content onto Navigant's servers, and/or from any and all use of your account.
21. System Abuse. Without limitation, you agree not to send, create or reply to so called “mailbombs” (i.e., emailing copies of a single message to many users, or sending large or multiple files or messages to a single user with malicious intent) or engage in “spamming”(i.e., unsolicited emailing for business or other purposes), or undertake any other activity which may adversely affect the operation or enjoyment of this Site by any other person.
22. Security. Any usernames and passwords used for this Site are for individual use only. You shall be responsible for the security of your username and password (if any). Navigant shall be entitled to monitor your username and password and, at its discretion, require you to change it. If you use a username and password that Navigant considers insecure, Navigant will be entitled to require this to be changed and/or terminate your account.
23. Violation of Security Systems. You are prohibited from using any services or facilities provided in connection with this Site to compromise security or tamper with system resources and/or accounts. The use or distribution of tools designed for compromising security (e.g. password guessing programs, cracking tools, or network probing tools) is strictly prohibited. If you become involved in any violation of system security, Navigant reserves the right to release your details to system administrators at other sites in order to assist them in resolving security incidents.
24. Investigations. Navigant reserves the right to investigate suspected violations of these Terms, including without limitation any violation arising from any submission, posting, or e-mails you make or send to any Forum. Navigant may seek to gather information from the user who is suspected of violating these Terms, and from any other user. Navigant may suspend any users whose conduct or postings are under investigation and may remove such material from its servers as it deems appropriate and without notice. If Navigant believes, in its sole discretion, that a violation of these Terms has occurred, it may edit or modify any submission, posting, or e-mails, remove the material permanently, cancel postings, warn users, suspend users and passwords, terminate accounts or take other corrective action it deems appropriate. Navigant will fully cooperate with any law enforcement authorities or court order requesting or directing Navigant to disclose the identity of anyone posting any e-mails, or publishing or otherwise making available any materials that are believed to violate these Terms. BY ACCEPTING THIS AGREEMENT YOU WAIVE AND HOLD HARMLESS ALL MEMBERS OF THE NAVIGANT GROUP FROM ANY CLAIMS RESULTING FROM ANY ACTION TAKEN BY ANY MEMBER OF THE NAVIGANT GROUP DURING OR AS A RESULT OF ITS INVESTIGATIONS AND/OR FROM ANY ACTIONS TAKEN AS A CONSEQUNCE OF INVESTIGATIONS BY EITHER A MEMBER OF THE NAVIGANT GROUP OR LAW ENFORCEMENT AUTHORITIES.
25. Service. In order to use this Site, you must obtain access to the World Wide Web and pay any service fee associated with that access. You will need to provide all equipment necessary to connect to the Site on the World Wide Web (including a computer, modem, mobile device, tablet and/or other access devices).
26. Reservation of Rights. Navigant reserves the right to modify or discontinue, temporarily or permanently, all or any part of this Site and/or any software, facilities and services on this Site, with or without notice, and/or to establish general guidelines and limitations on their use.
27. Local Regulations. Navigant makes no representation that Materials or other content on the Site are appropriate or available for use outside the United States, its territories, possessions and protectorates. If you choose to access the Site from other locations you do so on your own initiative and at your own risk.
You are responsible for complying with local laws, if and to the extent local laws are applicable. You specifically agree to comply with all applicable laws concerning the transmission of technical data exported from the United States or the country you reside in.
28. Third-Party Sites. This Site may link you to other sites on the Internet. These sites may contain information or material that some people may find inappropriate or offensive. These other sites are not under the control of Navigant, and you acknowledge that (whether or not such sites are affiliated in any way with Navigant) Navigant is not responsible for the accuracy, copyright compliance, legality, decency, or any other aspect of the content of such sites. The inclusion of such a link does not imply endorsement of any site by Navigant or any association with its operators.
Navigant cannot ensure that you will be satisfied with any products or services that you purchase from any third-party site that links to or from Navigant since other shop channels are owned and operated by independent retailers. Navigant does not endorse any of the merchandise, nor has Navigant taken any steps to confirm the accuracy or reliability of any of the information contained on such third-party sites. Navigant does not make any representations or warranties as to the security of any information (including, without limitation, credit card and other personal information) you might be requested to give any third party, and you irrevocably waive any claim against us with respect to such sites. We strongly encourage you to make whatever investigation you feel necessary or appropriate before proceeding with any online transaction with any of these third parties.
29. Proprietary Online Services. Any area of this Site that is accessed through any proprietary online service is subject to the rules, policies and guidelines of such proprietary online service.
30. Jurisdictional Issues. The Materials and all other content in this Site are presented for the purpose of providing information regarding products available in the United States and elsewhere.
31. Choice of Law. With the exception of Section 8 which will be construed in accordance with the FAA and Illinois law, these Terms shall be governed by, construed and enforced in accordance with the laws of the State of Illinois, as they are applied to agreements entered into and to be performed entirely within Illinois.
32. Notice to California Residents. Under California Civil Code Section 1789.3, California users of the online services are entitled to the following specific consumer rights notice: The Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs may be contacted in writing at 400 R Street, Suite 1080, Sacramento, California 95814, or by telephone at (916) 445-1254 or (800) 952-5210.
33. How To Contact Us. This Site is controlled and operated by Navigant located at 30 S. Wacker Dr., Suite 3100, Chicago, IL 60606. Please forward any comments or complaints about the Site to firstname.lastname@example.org. Please forward any questions regarding privacy to email@example.com.
34. General. If any provision of these Terms shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from this agreement and shall not affect the validity and enforceability of any remaining provisions. This is the entire agreement between you and Navigant relating to the matters contained here and the Site.
Terms Applicable For Apple iOS
If you are accessing or using the online services through an Apple device, the following additional terms and conditions are applicable to you and are incorporated into the Terms of Service by this reference:
(c) You acknowledge that Navigant, and not Apple, is responsible for providing the Site and Content thereof.
(d) You acknowledge that Apple has no obligation whatsoever to furnish any maintenance or support services to you with respect to the online services.
(e) To the maximum extent permitted by applicable law, Apple will have no other warranty obligation whatsoever with respect to the online services.
(g) Further, you agree that if the Site, or your possession and use of the Site, infringes on a third party’s intellectual property rights, you will not hold Apple responsible for the investigation, defense, settlement and discharge of any such intellectual property infringement claims.
(h) You acknowledge and agree that Apple, and Apple’s subsidiaries, are third party beneficiaries of these Terms of Service, and that, upon your acceptance of the terms and conditions of these Terms of Service, Apple will have the right (and will be deemed to have accepted the right) to enforce these Terms of Service against you as a third party beneficiary thereof.
(i) When using the online services, you agree to comply with any and all third party terms that are applicable to any platform, website, technology or service that interacts with the online services.
2. Ownership of Intellectual Properties
Unless otherwise stated, the contents of this site including, but not limited to, the text and images contained herein and their arrangement are property of Navigant Consulting, Inc. All trademarks used or referred to in this website are the property of their respective owners.
Other than as expressly allowed herein, content on this site may not be copied, reproduced, republished, distributed, uploaded, posted or transmitted in any way without the prior written consent of Navigant Consulting, Inc. You may download, display and print one copy of the materials for personal, non-commercial, non-marketing use, provided it is not modified in anyway and all copyright, trademark and proprietary notices are maintained.
3. Vendor / Third Party Business Partners
CODE OF BUSINESS STANDARDS AND ETHICS FOR THIRD PARTY BUSINESS PARTNERS OF NAVIGANT CONSULTING, INC. AND ITS SUBSIDIARIES
Navigant Consulting, Inc. and its subsidiaries (“Navigant”) are committed to promoting a positive work environment. We expect our agents, subcontractors, independent contractors, vendors and their respective officers, directors and employees (“Third Party Business Partners”) to adhere to the same standards of conduct and behavior that we expect from our own employees.
These standards are set out in the Code of Business Standards and Ethics (“Code”). The Code forms a part of the Third Party Business Partner contract with Navigant and establishes ethical business practices and regulatory compliance, and identifies the mechanisms available to report potential illegal or unethical conduct.
The Company requires that each Third Party Business Partner conducting business with or on behalf of Navigant sign an Acknowledgment confirming that he or she has reviewed and understands this Code, has complied and will continue to comply with it. A copy of our Code may be found by clicking on the link below:
Once you have read the Code, please fill in the applicable information, sign and date the acknowledgement form, and return to: firstname.lastname@example.org
Effective Date 10/04/2016
This site and its contents are provided “as is” and Navigant Consulting, Inc. and its subsidiaries (collectively, “Navigant”) expressly disclaim all express and implied representations or warranties regarding the Navigant website, including, but not limited to, the implied warranties of merchantability, fitness for particular purpose, title, non-infringement, compatibility, security and accuracy.
The Navigant website, including the podcasts and articles contained herein, is intended to provide general information on a particular subject or subjects. This website is not intended to be relied upon as legal, accounting, financial, consulting or other professional advice, and before making any decision that may affect your business or personal affairs, you should consult a qualified professional advisor.
Your use of the Navigant website is at your own discretion and you assume full responsibility and risk of loss resulting from the use thereof. Navigant will not be liable for any special, indirect, incidental, consequential or punitive damages or any other damages whatsoever relating to the use of the Navigant website.
No Public Accounting Services
While many of Navigant’s professionals are Certified Public Accountants licensed in various states, Navigant is not a certified public accounting firm, and neither our professionals nor Navigant provide attest, or public accounting services.
Please be advised that e-mail and other communications to or from registered representatives of Navigant Capital Advisors, LLC, Member FINRA/SIPC, may be subject to certain SEC and FINRA rules requiring human or systemic monitoring and archival preservation.
In addition, Navigant employs technology to automatically capture certain personal contact information contained in the signature blocks of e-mail received by Navigant professionals, and to store that information in Navigant systems.
5. Third Party Links
Links on this site may lead to services or sites not operated by Navigant Consulting, Inc. Navigant Consulting, Inc. takes no responsibility for such other sites and services. A link to another website or service is not an endorsement of that website or service. Any use you make of the information provided on this site, or any site or serviced link to by the Navigant Consulting, Inc. website is at your own discretion.
6. Regulatory Advisories
To comply with certain U.S. Treasury regulations, we inform you that, unless expressly stated otherwise, any U.S. federal tax advice contained within Navigant Consulting e-mail, including attachments, is not intended or written to be used, and cannot be used, by any person for the purpose of avoiding any penalties that may be imposed by the Internal Revenue Service.
7. Career Submission Terms
We do not require sensitive information (e.g. data relating to gender, race or ethnic origin, political opinions, religious beliefs, trade union or works council membership, criminal record, physical or mental health, or sexual orientation) from initial candidates. But to the extent you supply any information of a sensitive nature with your application on a voluntary basis, you agree that we may use such information in accordance with applicable law, including for statistical and reporting purposes.
3. How We Use and Retain Your Career Information.
(a) We Use the Information to Process Your Requests. We use your information to provide job alerts or other information you may request. We also use your application profile information to process your employment applications and to communicate with you regarding your application. We also use your information for general statistical analysis and reporting purposes. We may also use your information, in our sole discretion, to let you know about other job opportunities that might be a good fit for you.
(b) Retention of Your Information. If you are successful and offered employment or a placement with Navigant, this information will be retained and transferred to your personnel file and used to manage any employment or other relationship with Navigant (e.g., to administer benefits, performance reviews, training, regulatory compliance or disciplinary actions). If you are not successful, then we will only retain your information to the extent permitted by law, including retaining a record of your application and, unless you tell us that you do not wish us to do so pursuant to Section 9 below, we may retain a copy of your resume for up to 5 years for potential future opportunities.
4. We Share Your Information with Third-Parties With Your Permission. We share your information with third-parties (e.g. recruiters, persons you have provided as references or other service providers) that you permit us to share with, in order to assist us in processing your career requests and applications for employment and other employment related tasks (e.g., providing internal statistical analysis and reporting, such as candidate activity and demographic reports).
5. No Offer of Employment. Nothing contained on this Site should be construed as an offer of employment, a representation concerning the availability of any position, or a promise of any kind concerning any term or condition of employment with Navigant, including job responsibilities, salary, benefits, eligibility for promotion, or career path. The information contained on the website is merely an invitation for qualified prospective candidates to apply. Navigant makes no guarantee that you will receive an interview or career opportunity.
6. Your Information Must be Accurate- You Can Change Your Information. You expressly agree and acknowledge that all of the personal information and employment information submitted by you to the Navigant Site is truthful and does not contain any misleading or false statements. Your application/profile information is maintained on this Site. In accordance with applicable law, you may review update or request removal of your personal applicant/profile information at any time using the Site website by clicking on “my profile” and amending details.
8. Cookies & Tracking Technologies Policy
1. COOKIES & OTHER TRACKING TECHNOLOGIES
Cookies: Cookies are text files containing small amounts of information which are downloaded to your computer or mobile device when you visit a site and allow a site to recognize your device and include cookies, web beacons, embedded script and ETag or entity tag. Cookies can be created through a variety of web-related protocols and technologies, such as HTTP (sometimes referred to as “browser cookies”), and HTML5.
Web Beacons: Small graphic images or other web programming code called web beacons (also known as “1×1 GIFs” or “clear GIFs”) may be included in our Site’s pages and messages. Web beacons may be invisible to you, but any electronic image or other web programming code inserted into a page or email can act as a web beacon.
Clear GIFs are tiny graphics with a unique identifier, similar in function to cookies. In contrast to HTTP cookies, which are stored on a user's computer hard drive, clear GIFs are embedded invisibly on web pages and are about the size of the period at the end of this sentence.
Embedded Script: An embedded script is programming code that is designed to collect information about your interactions with the Site, such as the links you click on. The code is temporarily downloaded onto your device from our web server or a third-party service provider, is active only while you are connected to the Site, and is deactivated or deleted thereafter.
ETag, or entity tag: A feature of the cache in browsers, an ETag is an opaque identifier assigned by a web server to a specific version of a resource found at a URL. If the resource content at that URL ever changes, a new and different ETag is assigned. Used in this manner ETags are a form of device identifier. ETag tracking may generate unique tracking values even where the consumer blocks HTTP, Flash, and/or HTML5 cookies.
We also use other tracking technologies on our sites such as social plugins. The social plugins used on the Site are hosted by a social media network such as Facebook or Google+ and your browser therefore sends this cookie data to that social media network when loading the social plugin inside your browser. These data contain information on your use of the Site. In case you are registered with the social media network, the data will be associated with your data already stored in the social media network.
We use both session and persistent tracking technologies. Tracking technologies (e.g., cookies) can either be persistent (i.e., they remain on your computer until you delete them) or temporary (i.e., they last only until you close your browser). We also use first and third-party cookies. First party cookies are used and controlled by us to provide services on the Site.
In particular, our Site uses the following categories of cookies:
(b) Performance and Functionality Related Cookies: We use performance cookies to assess the performance of our Site, for example which pages you go to most often, how long it takes for certain ages to load and similar information in order to improve how the Website works. These cookies may also be used to prevent fraudulent activity and improve security. We use functional cookies to tell us, for example, whether you have visited the Site before or if you are a new visitor and to help us identify the features in which you may have the greatest interest. We use these performance and functionality related cookies only if you have consented.
In paragraph 3 of this policy you can find details of the individual cookies we use and the purposes for which we use them.
We are not responsible for third-party sites and their privacy practices as it relates to opt-outs from tracking activities.
3. YOUR COOKIE CHOICES & HOW TO OPT-OUT
We are not responsible for the effectiveness of any opt-out options referenced in the links provided above. California residents may be entitled to know the effects of opt-out options under California Business & Professions Code Section 22575(b)(7). The effect of an opt-out, if successful, will be to stop tracking for certain purposes (e.g., marketing), but it will still allow the collection of usage data for certain purposes (e.g., research, analytics and internal Site operation purposes).
Controlling the HTML5 local storage on your browser depends on which browser you use. For more information regarding your specific browser please consult the browser’s website (often in the Help section).
Please note, however, that without HTTP cookies and HTML5 local storage, you may not be able to take full advantage of all our Site features and some parts of the Site may not function properly.
If you wish to view more details on (type of) cookies used on Navigant’s Site or if you would want to opt out for certain cookies, please click here.
4. CONTACT US
For any queries in relation to this Cookies and Tracking Technologies Policy please contact us at email@example.com or Chief Privacy Officer, Navigant Legal Department, 150 N. Riverside Plaza, Suite 2100, Chicago, IL 60606, US or Data Protection Officer for Europe, Middle-East and Asia, Navigant, WTC Building, Stadsplateau 15, 3521 AZ, Utrecht, The Netherlands.
9. Just in Time Notice for Mobile Apps
Navigant Consulting, Inc. (“Navigant” or “we”) and/or third parties collect the following types of information about you when you use this Application. You either enter this information into the Application or agree to its collection automatically by the Application. We may share the information collected with third parties. If you do not consent to our collection and sharing of the data as indicated below, please do not use this Application.
Location (GPS, WiFi, or user-entered) – Your precise past or current location and the history of where you have gone. We need and use this information to respond to your requests to locate Navigant office locations.
Call Logs – the list of phone calls you made or received using your mobile phone.
Contacts/Address Book – the names of your contacts, social networking connections, or their phone numbers, postal, email and text addresses and other contact information.
Dialer – functionality on this device used to make phone calls.
Calendar Information – any information in this device’s calendar.
Unique Device ID (UDID) – The unique series of numbers and letters assigned to your device.
Social Network Credentials – The username, password and any other log in information required to log into Facebook.
Further information about the third parties we share your information with:
“Data Analytics Providers” are companies that collect and analyze the information we collect about you.
“Operating Systems and Platforms” are companies that develop the software on your device and the locations where the apps may be sold or downloaded (e.g., Google and Apple’s app store).
“Social Networks” are companies that connect individuals around common interests and facilitate sharing (e.g., Facebook).
Personal information means information about an identifiable individual, but does not include the name, title or business address or telephone number of an employee of an organization.
As of January 1, 2004, all Canadian organizations engaged in commercial activities must comply with the Personal Information Protection and Electronic Documents Act (“PIPEDA”) and the Canadian Standards Association Model Code for the Protection of Personal Information incorporated by reference into PIPEDA. These obligations extend to Navigant Canada.
Personal Information at Navigant Canada
Navigant Canada provides services to a wide range of clients. In doing so, we often collect and use personal information. As well, Navigant Canada sends to individuals’ information and marketing materials concerning relevant developments in our various service areas.
Collecting Personal Information
We collect personal information fairly and in accordance with the law. Generally, we collect personal information directly from individuals to which it relates. Such collection may be done at the start of our relationship with a client or during the course of our representation or retainer.
Sometimes we may obtain information about individuals from other sources including, for example:
From a government agency or registry;
Other professionals who serve our clients;
Other parties or witnesses in the context of investigation or litigation files; and
Other parties or participants in a commercial transaction.
In most cases, if we collect, use, or disclose personal information, we will obtain consent from the individual to which it relates. Sometimes we will ask for consent in writing, but in some cases, we may accept oral consent. Sometimes consent may be implied through conduct with us or the nature of our retainer. Should consent be withdrawn, that may impact on our ability to provide our services.
Use of Personal Information
We use personal information to provide services, to administer our client (time and billing) databases, to build and to maintain the firm's expertise and knowledge, and to include individuals in our information distribution and marketing activities. If an individual no longer wishes to receive information about developments in our various services areas or our services, he or she can ask us not to send any further material.
Disclosure of Personal Information
Navigant Canada does not disclose personal information to third parties to enable them to market their products and services.
Under certain circumstances Navigant Canada may disclose personal information. Some examples are:
When the relevant individual has consented to the disclosure;
when we are required by law to do so, or required by a warrant, a subpoena, or rules of court to do so;
in order to comply with the requirements any regulatory body that governs any of our professional practices;
When the services we are providing requires us to give a client's personal information to third parties, his or her consent will be implied, unless he or she tells us otherwise;
Where it is necessary to collect fees or disbursements;
Where the disclosure is to a purchaser of all or a part of Navigant Canada's business;
If we engage a third party to provide administrative services to us (like computer back-up services, archival file storage, or insurance) and the third party is bound by obligations regarding privacy which are consistent with this Policy;
if we retain other professional firms on behalf of a client.
In addition, where Navigant Canada is acting in the capacity of an investigative body, Navigant Canada may disclose personal information when the disclosure is reasonable for purposes related to investigating a breach of an agreement or a contravention of the laws of Canada or a province.
Since we use personal information to provide our services, it is important that the information be accurate and up-to-date. If during the course of the retainer, any personal information changes, we ask that clients please inform us so that we can make any necessary changes. We may also periodically inquire of clients whether their personal information is accurate and up-to-date.
Securing Personal Information
Navigant Canada takes precautions to ensure that personal information is kept safe from loss, unauthorized access, modification or disclosure. Among the steps taken to protect personal information are:
Confidentiality policies as part of our professional obligations;
Deploying technological safeguards like security software and firewalls to prevent unauthorized computer access or "hacking";
internal password and security policies.
E-mail is not an entirely secure medium, and appropriate precautions should be taken when contacting us to send personal or confidential information.
Accessing Personal Information
An individual may ask for access to personal information we hold about him or her.
Detailed requests which require archive or other retrieval costs may be subject to our normal professional and disbursement fees.
An individual's rights to access his or her personal information are not absolute. There are a number of situations where we may deny access. If we deny your request for access to, or refuse a request to correct personal information, we will provide a reason or reasons for doing so.
To help us make credit decisions about clients, to try to prevent fraud, and to check the identity of new clients, on occasion we may request information about clients or potential clients from the files of consumer reporting agencies.
Our website contains links to other sites, which are not governed by this Policy.
On our website, like most other commercial websites, we may monitor traffic patterns, site usage and related site information in order to optimise our web service. We may provide aggregated information to third parties, but these statistics do not include any identifiable personal information.
Requests for Access
Any questions, or any access requests regarding personal information should be directed to the professional with whom individuals normally deal in writing to our Chief Privacy Officer at:
Chief Privacy Officer
Bay Adelaide Centre
333 Bay Street, Suite 1250
Toronto, Ontario M5H 2R2
(416) 777-2453 firstname.lastname@example.org
If our response is not satisfactory, the Privacy Commissioner of Canada can be reached at:
30 Victoria Street
11. Navigant Research Fees and Payments Policy
All fees are as set forth on the Site and in each applicable Order and Confirmation. You agree to pay Navigant all fees as set forth on the Site and in each Order or Confirmation. You also agree to pay Navigant all other fees incurred through Your Account (whether by You or by any User or other individual accessing or using Your Account). Unless otherwise stated in the Order or Confirmation, all such fees are due and payable by You when the Report or Services to which those fees relate is first made available to You. Navigant will have no obligation to provide any further Reports or Services if You have failed to pay any fees under this Agreement when due. If You have specified credit card or direct withdrawal from a bank account as an applicable payment mechanism under this Agreement, You grant Navigant the right to charge the credit card or debit the bank account provided to Navigant for all Fees incurred under this Agreement. Any Fees (invoiced or otherwise) that are not paid as of the due date will accrue interest at 1.5% per month (or the highest amount allowed by law) until paid. Navigant may change any portion of the Fees by posting the changes to the Site or otherwise notifying You of the change, such changes to take effect at the beginning of the next period of this Agreement. All fees are non-refundable once paid to Navigant (including upon any termination or suspension of this Agreement). All fees are exclusive of any use, sales, and other taxes imposed on any transactions under this Agreement, which will be paid by You.
12. Navigant Tax Strategy Statement
Navigant is a publicly traded, specialized, global professional services firm that helps clients take control of their future. With a focus on markets and clients facing transformational change and significant regulatory or legal pressures, Navigant primarily serves clients in the healthcare, energy and financial services industries. We operate globally across our segments. We have continued to build our international footprint to facilitate and expand our service offerings to clients outside of the United States. As global demand for our services has increased, we have established international offices to provide our clients with on-the-ground resources including within Europe, the Middle East, and Asia through hiring and acquisitions. We take the same client-focused approach to our own tax affairs and our tax strategy, and consider our tax strategy to be a component of the overall client-focused business model. We work hard to optimize outcomes for all of our stakeholders, which is aligned to our philosophy and ensures we pay the right amount of tax at the right time.
Tax risk management and governance
Navigant’s tax risk management and governance is a part of its internal control over financial reporting, and is overseen by the Board of Directors, its Audit Committee and the Chief Financial Officer, supported by the Navigant Tax Director. In operating our tax risk management and governance processes, Navigant’s appetite towards tax risk is dependent upon tax’s role in supporting the needs of our clients in the expansion of Navigant’s global offices and resources. We are committed to full compliance with our tax obligations, paying the right amount of tax at the right time. We seek to ensure that our tax arrangements remain consistent with an acceptable risk assessment, both in financial and reputational terms.
Tax planning and tax risk
In structuring our commercial activities, we will consider - among other factors – the tax laws of the countries in which we operate, with a view to maximizing value on a sustainable basis for our stakeholders. Any structuring which is undertaken will have commercial and economic substance and will have full regard to the potential impact on our reputation and that of our shareholders. We will not put in place any arrangements which are contrived or artificial.
Relationship with tax authorities
We will engage with tax authorities openly and constructively, based on mutual trust and co-operative compliance. We feel this is the best way to ensure that we pay the right tax at the right time and to maintain a good working relationship. Where appropriate and possible we will endeavor to engage with tax authorities on a real-time basis in any areas of material uncertainty, so as to minimize our tax risk and to provide greater certainty for both parties in advance of formal tax filings.
Navigant regards this publication as complying with the duty to publish our tax strategy under Paragraph 19(2) Schedule 19 of the UK Finance Act 2016.
13. PI Licenses
Illinois Navigant Consulting, Inc.
License Type: Detective Private Agency
License No: 117001439
150 N. Riverside Plaza
Chicago, IL 60606
312.583.5700 main phone
312.583.5701 main fax
Manager in Charge:
License Type: Private Detective
Sandra Desautels - License No. 115002207
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