Sean Hussey has over 25 years of major bank credit risk management experience. Sean’s experience includes risk governance, credit underwriting, distressed asset mannagement, BASEL 2 including forecasting and stress test models, ALLL, credit MIS and reporting. He has implemented Moody's RiskCalc and KMV and custom scorecards. Sean also was responsible for implementing strategic solutions to reduce portfolio risk including exit strategies, underwriting changes, securitizations, swaps and insurance. Mr. Hussey also has significant experience in profitability measurement systems and strategic planning. He is a Six Sigma green belt.