The banking industry is undergoing epic changes, including unprecedented consolidation and operational scrutiny. As a result, there is a unique opportunity for new institutions to emerge as market leaders through innovation and for the traditional titans to move beyond the crisis and remain leading players in the new landscape.
In the aftermath of the credit crisis, banks will focus on developing a low cost operating model, especially as bad debts and the high cost of funding continues. Margin pressure and the erosion of non-interest income will put pressure on banks to find new sources of revenue. Adoption of, and effective adherence to, risk, regulation and compliance initiatives will remain absolutely critical to all banking clients.
Navigant is positioned at the crossroads of these changes. We help clients to value and work out the underperforming and toxic assets while creating efficient operational and technology infrastructures. With these initiatives in place, banking leaders can focus on capturing a share of new markets quickly and efficiently.
Our banking consultants work with clients in the retail and commercial banking sectors by applying deep industry expertise in the following areas:
Design and delivery of cost-efficient operating models based on Lean Six Sigma principles
Distribution strategy design and delivery
Technology selection and implementation
Financial risk management
Strategic compliance strategy and program development and evaluation
Navigant Banking Services Overview
Delivering business results to the Banking sector.
Mortgage and Consumer Lending
Market Innovation: How O2 Crafted a Mobile Wallet
Conduct Risk: Can you prove customers are at the heart of your business?
With Navigant's Help...
…a European central bank accurately valued the illiquid assets in its bailout fund.
…a leading UK retail chain built a new retail banking business.
...a regional U.S. bank selected and implemented a new capital markets system that increased functionality and reduced costs.
“Navigant integrated themselves within the Tesco team and this has developed a real spirit of co-operation between the parties. Their ownership of and commitment to the objectives has been excellent and there was a clear desire to deliver the best deal for Tesco.”
Mortgage Operations Director, Tesco Bank
Read our latest thinking on the retail banking industry in the UK.